We’re a specialist AI solutions provider with deep roots in the credit world.
Headquartered in London, with teams in South Africa, we combine global reach with local insight.
What we do
Next-Gen Tech
We build advanced AI tools for insurers, lenders, asset managers, and bureaus.
Elite Team
A highly talented group of scientists and engineers pushing the boundaries of applied AI.
Part of Credeq
We are the AI arm of Credeq, a global group of specialist credit MGAs.
Our values
We live by five core principles that guide how we build, work, and grow:
Our backstory
In credit, no one likes surprises.
But AI was a big one. It arrived fast, misunderstood, and often unwelcome. We saw that. And we saw an opportunity.
We knew credit. We knew AI. And we knew the two could thrive together — if approached the right way.
So we built trust. We delivered real impact. And we showed the industry that AI empowers, not replaces.
Today, AI is driving plenty of pleasant surprises across credit businesses.
Our journey
Credeq.AI has a good track record of delivering valuable AI and data-driven solutions for credit businesses. We have been in the AI game for nearly a decade, and continue to embrace the ever-changing industry.
2016
ExploreAI is born
ExploreAI gets set up to solve complex business problems using AI and data science.
ExploreAI gets set up to solve complex business problems using AI and data science.
2018
A niche in credit
Land first clients in the credit and credit insurance domain.
Land first clients in the credit and credit insurance domain.
2024
Acquired by
Sand Technologies
ExploreAI joins the global Sand Technologies group.
Sand Technologies
ExploreAI joins the global Sand Technologies group.
2025
Credeq.AI is launched
We spin out to focus entirely on the credit and credit insurance market.
We spin out to focus entirely on the credit and credit insurance market.