Cutting-edge AI solutions tailored to your business.
From extraction to underwriting, risk scoring to capital simulation — our solutions plug into your workflows and raise your level.
Financials Extractor
AI-powered data capture from financial documents — fast, accurate, and ready to use.
Rapid ingestion and enrichment of financial statements using LLM-driven OCR.
Features
- Instant extraction from PDFs and scanned docs
- Schema-specific custom mapping
- API-first architecture
Benefits
- Reduces errors and inconsistencies
- Cuts turnaround times from days to minutes
- Frictionless integration and onboarding
Case Study
Problem
A global credit insurer needed to automate financial data capturing from PDFs to support real-time underwriting.
Solution
Financials Extractor integrated via API with custom schema mapping.
Result
99% extraction accuracy;
100× faster statement capture.
AI Credit Score
Explainable AI models to score credit risk across all company types.
Robust, explainable PD and credit scoring models using traditional and alternative data.
Features
- AI and statistical algorithms
- Incorporates traditional and alternative data
- Advanced feature engineering and explainability
Benefits
- Smarter, faster decisions
- Scores for companies of all sizes and maturity
- Reduced loss ratios with improved prediction accuracy
Case Study
Problem
A European credit insurer needed to underwrite SME construction risks faster and more scientifically.
Solution
AI Credit Score fine-tuned using internal data.
Result
75% Gini with minimal calibration error; Outperformed human underwriters.
Smart Underwriter
Automated, configurable underwriting — optimised by AI and fully transparent.
Intelligent auto-underwriting engine with built-in optimisation and testing tools.
Features
- Rules and thresholds optimised with genetic algorithms
- What-if scenario testing and retrospective analysis
- Seamless API integration into decisioning flows
Benefits
- Underwrite faster, with full transparency
- Scales easily for small or high-volume cases
- Improves consistency and governance
Case Study
Problem
A South African trade credit insurer needed scalable underwriting for small-ticket risks.
Solution
Smart Underwriter configured with internal rules and data.
Result
35% of decisions automated;
5% reduction in loss ratios.
Capital Simulator
Real-time capital forecasting and loss simulation — built for any credit product.
Stochastic engine for simulating capital and reserve needs under any scenario.
Features
- Models portfolio losses gross and net of reinsurance
- Flexible assumptions and stress scenarios
- Interactive dashboards to display results
Benefits
- Real-time monitoring of capital requirements
- Faster scenario testing
- Simplifies compliance & auditability
Case Study
Problem
A South African credit insurer lacked a dynamic view of capital adequacy.
Solution
Capital Simulator integrated with internal exposure data and assumptions.
Result